Put Your Money Where Your Life Is! Santa Cruz County Bank is a community bank serving the banking and lending needs of individuals and businesses by delivering a broad array of products and services, all in one stop. Expect a friendly team of knowledgeable, experienced professionals, and excellent customer service. Santa Cruz County Bank is a top performing bank and a top SBA lender in the Silicon Valley. Because of this, and so much more, this is where the locals choose to bank. Give us a call today. Locations in Aptos, Capitola, Cupertino, Monterey, Salinas, Santa Cruz, Scotts Valley, and Watsonville.