Carmel Bay Group Insurance

About Us

Carmel Bay Group Insurance is an independent insurance brokerage based in Carmel, California. Since 1985, we have helped employers, nonprofits, business owners, professionals, and families make thoughtful decisions about employee benefits, group health insurance, life insurance, disability income, long-term care, and annuity planning.

We design and service benefit programs for businesses and provide ongoing help with enrollment, billing, claims, employee questions, and compliance support. For individuals and families, we help put protection in place for the people, plans, and financial commitments that matter most.